Trends & Signals
Explore the latest insights, thought leadership, and research from FCAT®
Implementing Digital Signatures in Rust
April 14, 2021
I’m attempting to learn the Rust programming language, and for me, the only way to learn something is by trying to solve a problem.
How Exclusion Affects Consumers Across the Financial Lifecycle
April 6, 2021
Part One of a series about Inclusive Financial ServicesFinancial exclusion is a reality for millions of Americans who don’t have access to useful and affordable financial products and services delivered in a responsible and sustainable way. The FDIC...
Solving Problems Differently with Quantum Computing
March 31, 2021
There has been a lot of news about how quantum computers will change computing as we know it. That said, a general-purpose quantum computer that will have the capability of replacing the classical computers we use every day may perpetually be out of...
Take A Quantum Leap With Us!
March 31, 2021
Ever wanted to look under the hood of a quantum computer? Or see how quantum computing might dramatically improve investment simulations? The Emerging Tech team has just published two new explorations of quantum computing, with insights into how it...
"What’s A Qubit” Quantum VR
March 31, 2021
“What’s a Qubit?” is a virtual reality experience designed to teach fundamental building blocks of quantum computing through a virtual reality immersive experience. The experience allows you to fly through a quantum computer at the size of a single...
Adaptation and Resilience: Signals from COVID-19 that Matter
March 24, 2021
Over the past twelve months, we have collectively experienced a massive disruption triggered by a tiny pathogen. And in the face of virus-prompted changes, we’ve each had to adapt—as parents of newonline-learners to leaders of teams, businesses, and...
New Data Fuels AI Opportunities in a Remote World
March 17, 2021
Now that so many of us are doing almost everything online at home -- shopping, work, doctor appointments, school, financial check-ins, parent-teacher conferences --- you may have noticed some not so subtle behavior changes among those around you....
Mental Models of Money and Lightning
February 18, 2021
Lightning is not a silver bullet, but it will significantly aid in the utility of Bitcoin and the expansion of its monetary regime. Money invention is something that necessitates first principles.
A Q&A on Bitcoin Mining Trends with Apolline Blandin
February 11, 2021
The following is excerpted from an interview with Apolline Blandin, Research Affiliate of Cryptocurrency and Blockchain at the Cambridge Centre for Alternative Finance (CCAF). The findings from Apolline’s research on the Bitcoin mining industry were...
How We Do Research
February 4, 2021
FCAT Research is a bet on the value of outside-in thinking, a rigorous analysis of external trends that we believe will have a dramatic impact on our business, our industry, and on the lives of our customers and associates. Our goal is to help...