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Trends & Signals

By: Caroline Federal

Explore the latest insights, thought leadership, and research from FCAT®

Technology & Society

The Income Mosaic

By: Deanna Laufer & Caroline Federal

January 25, 2024

Income has been synonymous with employer income for the majority of working-age Americans over the last 100 years. Most adults work for a living, and the vast majority of those who do work for an employer. But that’s changing. Employer income is...

Fintech, Emerging Technology

The Future of Finance Might Be Autonomous

By: Ale Vigilante & Caroline Federal

December 3, 2020

Until recently, the cognitive load of almost all financial decisions has remained with individual users. But now, the ability to source and collect reams of data, combined with rapid progress in artificial intelligence, lays the groundwork for...