Trends & Signals
By: Ale Vigilante
Explore the latest insights, thought leadership, and research from FCAT®
The Path to Blockchain-Based Financial Markets
March 16, 2023
Fintech’s Third Wave—the use of tokenization and smart contracts to rebuild the infrastructure, processes, and business models underlying fiat money and traditional assets—is well underway. The transition to this blockchain-based infrastructure for...
The Future of Finance Might Be Autonomous
December 3, 2020
Until recently, the cognitive load of almost all financial decisions has remained with individual users. But now, the ability to source and collect reams of data, combined with rapid progress in artificial intelligence, lays the groundwork for...
Embedded Finance: Finance-as-a-Service
November 20, 2020
As the as-a-Service business model keeps expanding from infrastructure to applications, financial services capabilities and products are being re-built to benefit from, and participate in, the platform economy.
Seven Trends Shaping the Future of Fintech
October 1, 2020
In just five years the fintech landscape has shifted from a focus on solving vertical narrow problems, to being driven by broader horizontal trends. We have identified seven of what we believe are the most important trends shaping the future of...